Voted Best of Insurance Planner in Colorado Springs
As we all know, insurance plays an important role in protecting our assets from unexpected events. Without adequate coverage, a single accident or natural disaster can wipe out everything we've worked hard to achieve.
That's why insurance planning is crucial to safeguarding your financial future.
That's why insurance planning is crucial to safeguarding your financial future.
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Types of Insurance Offered by EJC
Auto insurance is a requirement for anyone who owns or drives a vehicle. EJC offers comprehensive coverage for all types of vehicles, including cars, trucks, SUVs, and motorcycles. Our policies cover everything from collisions and theft to liability and medical expenses. We also offer discounts for safe driving, multiple vehicles, multiple policies, and good grades.
Liability Coverage
Covers damages you may cause to others while driving. This is required by law in most states.
Collision Coverage
Pays for damages to your own vehicle in the event of an accident.
Comprehensive Coverage
Covers damages from non-collision incidents such as theft, fire, or natural disasters.
Some of the benefits of EJC's auto insurance policies include:
Discounts for safe driving, multiple vehicles, and good grades.
24/7 claims service and roadside assistance.
Rental car coverage in case of an accident.
Long-term care insurance
Your home is likely the biggest investment you'll ever make, so it's important to protect it with adequate insurance coverage. EJC offers comprehensive home insurance policies that cover everything from fire and theft to natural disasters and liability. Our policies also include additional living expenses if you're forced to temporarily relocate due to a covered event. Home insurance coverage includes:
The structure of your home
Protects against damage to the physical structure of your home due to covered events such as fire, theft, or natural disasters.
Personal Property
Protects your personal belongings inside your home, such as furniture, clothing, and electronics.
Liability
Protects you from legal and financial obligations in case someone is injured on your property.
Additional Living Expenses
Covers the cost of temporary housing and other expenses if you're forced to relocate due to a covered event.
Some of the benefits of EJC's home insurance policies include:
Customizable coverage options to fit your specific needs.
Discounts for security systems, new homes, and multiple policies.
24/7 claims service and emergency assistance.
If you own a business, you need to protect it from potential losses and liabilities. EJC offers a wide range of business insurance policies, including general liability, commercial property, workers' compensation, and business interruption coverage. We also offer customized packages tailored to the specific needs of your business.
General Liability
Protects your business from financial losses due to injury or property damage caused by your business operations.
Commercial Property
Protects your physical assets, such as buildings and equipment, from damage or loss due to covered events.
Worker's Compensation
Covers medical expenses and lost wages if your employees are injured on the job.
Business Interruption
Covers lost income and other expenses if your business is unable to operate due to a covered event.
Some of the benefits of EJC's business insurance policies include:
Customizable coverage options tailored to your specific industry and needs.
Risk management services to help you identify and mitigate potential risks.
24/7 claims service and emergency assistance.
Liability insurance protects you from financial losses if you're found responsible for injuring someone else or damaging their property. EJC offers a variety of liability insurance policies, including general liability, professional liability, and umbrella coverage. These policies provide peace of mind knowing that you're protected from potential lawsuits and damages.
General Liability
Covers damages and legal fees if someone is injured or their property is damaged due to your actions.
Professional Liability
Covers damages and legal fees if someone claims your professional services caused them harm.
Umbrella Coverage
Provides additional liability coverage beyond the limits of your other policies.
Some of the benefits of EJC's liability insurance policies include:
Customizable coverage options to fit your specific needs.
Protection from potentially devastating financial losses.
24/7 claims service and emergency assistance.
If you're renting a home or apartment, you need to protect your personal belongings from theft or damage. EJC offers affordable rental insurance policies that cover your personal property, liability, and additional living expenses if you're forced to temporarily relocate due to a covered event.
Personal Property
Protects your personal belongings inside your rental unit, such as furniture, clothing, and electronics.
Liability
Protects you from legal and financial obligations in case someone is injured in your rental unit.
Additional Living Expenses
Covers the cost of temporary housing and other expenses if you're forced to relocate due to a covered event.
Some of the benefits of EJC's rental insurance policies include:
Affordable rates and customizable coverage options.
Protection for your personal belongings and liability.
24/7 claims service and emergency assistance.
Boating is a popular pastime in Colorado, but it also comes with risks. EJC offers comprehensive boat insurance policies that cover everything from collisions and theft to liability and medical expenses. Our policies also include coverage for fishing equipment, personal property, and towing.
Physical Damage
Covers damages to your boat, motor, and trailer due to covered events such as collision, theft, or natural disasters.
Liability
Protects you from legal and financial obligations in case someone is injured or their property is damaged due to your boating activities.
Medical Payments
This covers medical expenses for you and your passengers if you're injured in a boating accident.
Some of the benefits of EJC's boat insurance policies include:
Customizable coverage options tailored to your specific needs.
Discounts for safe boating, multiple boats, and completion of safety courses.
24/7 claims service and emergency assistance.
Motorcycle riders face unique risks on the road, so it's important to have adequate insurance coverage. EJC offers affordable motorcycle insurance policies that cover everything from collisions and theft to liability and medical expenses. We also offer discounts for safe driving, multiple motorcycles, and the completion of safety courses.
Liability
Covers damages you may cause to others while riding your motorcycle. This is required by law in most states.
Collision
Pays for damages to your own motorcycle in the event of an accident.
Comprehensive
Covers damages from non-collision incidents such as theft, fire, or natural disasters.
Personal Injury Protection
This covers medical expenses and lost wages if you're injured in a motorcycle accident.
Some of the benefits of EJC's motorcycle insurance policies include:
Customizable coverage options and affordable rates.
Discounts for safe driving, multiple motorcycles, and completion of safety courses.
24/7 claims service and roadside assistance.
If you're a proud owner of an RV, you need to protect your investment with adequate insurance coverage. EJC offers comprehensive RV insurance policies that cover everything from collisions and theft to liability and medical expenses. Our policies also include coverage for personal property, towing, and emergency expenses.
Physical Damage
Covers damages to your RV, motor, and accessories due to covered events such as collision, theft, or natural disasters.
Liability
Protects you from legal and financial obligations in case someone is injured or their property is damaged due to your RV activities.
Medical Payments
This covers medical expenses for you and your passengers if you're injured in an RV accident.
Some of the benefits of EJC's RV insurance policies include:
Customizable coverage options tailored to your specific needs.
Discounts for safe driving, multiple RVs, and completion of safety courses.
24/7 claims service and emergency assistance.
Make sure your assets are properly protected!
Protecting your assets with adequate insurance coverage is crucial to safeguarding your financial future. EJC offers a wide range of insurance policies, including auto, home, business, liability, rental, boat, motorcycle, and RV insurance. Contact us today to learn more about how we can help protect your assets.
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We're not sales people. We're advisors. Here to educate, inform and advise you.
At EJC Insurance & Financial, we are dedicated to providing our clients in Colorado Springs and Denver, Colorado, with comprehensive financial planning services. By understanding your unique needs and goals, we strive to create customized strategies that maximize your financial potential.
Our holistic approach to financial planning ensures that every aspect of your financial life is carefully considered and optimized for success. Partner with us, and let our expertise guide you toward financial stability and prosperity.
Ready to get started?
Financial success and peace of mind is not unattainable.
With the proper guidance from our of team of financial and insurance experts, you'll be able to set out a plan that works for you and your family.
Financial Planning to outline your goals, ambitions, and most importantly, prepare for your future.
Retirement Planning where we design a plan that helps you create an income you can't outlive.
Auto, home and life insurance analysis and recommendations for the best combination of coverage and price.
Investment management and portfolio analysis to get the most out of your investments without unnecessary risk.
