Auto Repair Shop Insurance in Colorado Springs

Auto repair shop insurance provides your business with the protection it needs against costly claims related to vehicle repairs, property damage, and more.

Protect Your Colorado Springs Auto Repair Shop Today - Get a Free Quote!

Why Your Colorado Springs Auto Repair Shop Needs Specialized Insurance

Operating an auto repair shop involves unique risks at every turn. From accidental damage to customer vehicles to workplace injuries, the right insurance policy ensures your shop can continue to run smoothly without the financial strain of unexpected events.

Auto repair shop insurance offers essential coverage for:

  • Garage Keeper's Liability: This coverage protects you if a customer's vehicle is damaged while in your care, custody, or control.
  • General Liability Claims: Protects against claims of property damage or bodily injury that occur on your premises.
  • Tools and Equipment Coverage: Covers the cost of repairing or replacing tools and equipment that are stolen or damaged.
  • Workers' Compensation: Provides benefits to your employees if they suffer a work-related injury or illness while on the job.
  • Business Interruption Insurance: Helps cover lost income and pay operating expenses if your shop must close temporarily due to covered events like a fire.

Without specialized auto repair shop insurance, your Colorado Springs business could face challenges that threaten its stability and long-term success. 

Protect the business you've worked hard to establish with a policy designed for your industry's specific needs.

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Does Your Colorado Springs Auto Repair Shop Need This Protection?

While Colorado doesn’t legally require auto repair shops to carry all types of insurance, having adequate coverage is a crucial risk management tool that supports sustainability and growth. Ensure your Colorado Springs auto repair shop is properly protected if you:

✓ Repair, service, or modify vehicles 

✓ Store customer vehicles on-site 

✓ Employ mechanics, technicians, or other staff 

✓ Own or lease your shop premises 

✓ Utilize expensive or specialized tools and machinery 

✓ Handle hazardous materials or chemicals 

✓ Operate tow trucks or provide roadside assistance 

✓ Engage directly with customers at your shop

If any of these scenarios apply to your auto repair shop, operating without comprehensive insurance coverage could expose your business to significant financial and reputational risks.

Safeguard your shop and gain peace of mind—get insured today.

Get Covered Quickly and Easily with EJC Insurance & Financial

At EJC Insurance & Financial, we understand that running an auto repair shop in Colorado Springs means you're always on the move and your time is valuable.

That's why we've streamlined the insurance process, allowing you to secure robust coverage efficiently, so you can focus on what matters most—delivering excellent service to your customers.

Protect Your Colorado Springs Auto Repair Shop Today - Get a Free Quote!

OUR CLIENTS
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Our clients have only the best things to say about our firm. Here are just a few of their words.

JH

Jessica Heddins

If there ever where a company and people to go above and beyond their job it’s the EJC team! The amount of information and eagerness to uphold the quality of customer service this gal has is truly remarkable!

LM

LM Miller

The EJC team are such a wonderful group of people! I have felt like part of the family immediately upon contacting them and they also had lower rates than anyone else when I shopped around! Overall, they offer better value and the BEST customer service!! You can’t beat that!!

LA

Lorraine Amos

Heather Fix and Rob Edgin with Edgin Insurance is absolutely one of the best companies I have ever worked with.  They are truly professional and extremely good at what they do.  Edgin Insurance handles all my properties and cars to include Financial advise.  I would recommend them to anyone!

BF

Betty Fix

I have had ALL my insurance with Edgin for a long time.  They have always done a great job. Heather Fix is a professional and will not sell you something you don’t need.  She will work hard for you to get the best coverage for the best price.  If you need any kind of insurance call Heather Fix she will take good care of you.

TF

Travis Froehlich

Edgin Financial and Insurance is amazing, especially Lisa!  Being a realtor, it's nice to have multiple vendors to refer to my clients for products and services.  The Edgin has never let me down with quick and clear communication to my clients.  And everyone I have referred that have spoken with Lisa have nothing but great things to say.

TG

Tiffany & Antoinne Glover

The only reason we gave them a 5 Star was because there wasn’t a 10 to choose from. Their products are top notch not to mention their incredible service. Heather is an amazing addition to this fantastic company. Highly recommend.

NK

Nick Kout

Tanisha has taken care of all of my insurance needs for 10years. Her accuracy and attention to detail is second to none. I have many classic cars, regular cars , recreational vehicles,  home, life , and no matter the amount of changes she and Robert always do what’s best for me!!!! Great company, great people!!!!

AH

Ayana Hinton

Kaysia was the most helpful person in walking me through the steps of what I needed to do to get into my first house insurance wise. I had a million questions and she answered them all throughly and really calmed my nerves about the whole process. Definitely recommend this institution for anyone looking to get insurance!!

MM

Mitchell McCombs

Kaysia was great! We went over all the possible scenarios for getting car insurance + homeowners insurance. Their homeowner may insurance is very strong and it’s something that I will revisit in the future. Unfortunately I went elsewhere just because of my current circumstances, but I would recommend them to anyone inquiring about insurance! It was a very pleasant meeting and their response time is very very good!

Ready to get started?

Financial success and peace of mind is not unattainable.

With the proper guidance from our of team of financial and insurance experts, you'll be able to set out a plan that works for you and your family.

Give us a Call Today: 
Colorado Springs: (719) 685-8585 →
Lakewood: (303) 996-7778 →
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Check the background of this investment professional on FINRA's BrokerCheck.

Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection or lifetime income refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 19738 - 2020/1/30

The information is not intended to be investment, legal or tax advice. The agent can provide information, but not advice related to social security benefits. The agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. For more information, contact the Social Security Administration office, or visit www.ssa.gov.

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