Workers' Compensation Coverage in Colorado Springs

Protect your Colorado Springs employees and businesses with comprehensive workers' compensation insurance that meets state requirements.

Get Your Workers' Compensation Quote Today

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Why Your Colorado Springs Business Needs Workers' Compensation Insurance

Colorado state law requires most Colorado Springs businesses with employees to carry workers' compensation insurance.

This essential coverage protects both your business and employees from financial hardship after workplace injuries or illnesses.

Workers' compensation insurance provides vital protection for:

  • Medical Expenses: Covers treatment costs for work-related injuries and illnesses
  • Lost Wages: Provides income replacement for injured workers during recovery
  • Rehabilitation Costs: Supports necessary physical therapy and vocational training
  • Legal Protection: Defends against employee lawsuits related to workplace injuries

Without proper workers' compensation insurance, your Colorado Springs business faces severe penalties and unlimited liability for employee injuries.

Does Your Colorado Springs Business Need This Protection?

Your Colorado Springs business needs workers' compensation if you: 

✓ Have one or more employees 

✓ Use independent contractors 

✓ Operate in high-risk industries 

✓ Handle equipment or machinery 

✓ Work in physical locations 

✓ Transport materials or products 

✓ Perform manual labor 

✓ Manage multiple work sites 

✓ Deal with hazardous materials

Operating without workers' compensation puts your Colorado Springs business at risk of fines, penalties, and costly lawsuits.

Trust the Local Experts at EJC Insurance & Financial

At EJC Insurance & Financial, we help Colorado Springs businesses navigate workers' compensation requirements while maximizing protection and minimizing costs.

Get Your Workers' Compensation Quote Today

OUR CLIENTS
100% Satisfaction Guaranteed

Our clients have only the best things to say about our firm. Here are just a few of their words.

JH

Jessica Heddins

If there ever where a company and people to go above and beyond their job it’s the EJC team! The amount of information and eagerness to uphold the quality of customer service this gal has is truly remarkable!

LM

LM Miller

The EJC team are such a wonderful group of people! I have felt like part of the family immediately upon contacting them and they also had lower rates than anyone else when I shopped around! Overall, they offer better value and the BEST customer service!! You can’t beat that!!

LA

Lorraine Amos

Heather Fix and Rob Edgin with Edgin Insurance is absolutely one of the best companies I have ever worked with.  They are truly professional and extremely good at what they do.  Edgin Insurance handles all my properties and cars to include Financial advise.  I would recommend them to anyone!

BF

Betty Fix

I have had ALL my insurance with Edgin for a long time.  They have always done a great job. Heather Fix is a professional and will not sell you something you don’t need.  She will work hard for you to get the best coverage for the best price.  If you need any kind of insurance call Heather Fix she will take good care of you.

TF

Travis Froehlich

Edgin Financial and Insurance is amazing, especially Lisa!  Being a realtor, it's nice to have multiple vendors to refer to my clients for products and services.  The Edgin has never let me down with quick and clear communication to my clients.  And everyone I have referred that have spoken with Lisa have nothing but great things to say.

TG

Tiffany & Antoinne Glover

The only reason we gave them a 5 Star was because there wasn’t a 10 to choose from. Their products are top notch not to mention their incredible service. Heather is an amazing addition to this fantastic company. Highly recommend.

NK

Nick Kout

Tanisha has taken care of all of my insurance needs for 10years. Her accuracy and attention to detail is second to none. I have many classic cars, regular cars , recreational vehicles,  home, life , and no matter the amount of changes she and Robert always do what’s best for me!!!! Great company, great people!!!!

AH

Ayana Hinton

Kaysia was the most helpful person in walking me through the steps of what I needed to do to get into my first house insurance wise. I had a million questions and she answered them all throughly and really calmed my nerves about the whole process. Definitely recommend this institution for anyone looking to get insurance!!

MM

Mitchell McCombs

Kaysia was great! We went over all the possible scenarios for getting car insurance + homeowners insurance. Their homeowner may insurance is very strong and it’s something that I will revisit in the future. Unfortunately I went elsewhere just because of my current circumstances, but I would recommend them to anyone inquiring about insurance! It was a very pleasant meeting and their response time is very very good!

Ready to get started?

Financial success and peace of mind is not unattainable.

With the proper guidance from our of team of financial and insurance experts, you'll be able to set out a plan that works for you and your family.

Give us a Call Today: 
Colorado Springs: (719) 685-8585 →
Lakewood: (303) 996-7778 →
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About Us
Financial Planning to outline your goals, ambitions, and most importantly, prepare for your future.
Retirement Planning where we design a plan that helps you create an income you can't outlive.
Auto, home and life insurance analysis and recommendations for the best combination of coverage and price.
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Check the background of this investment professional on FINRA's BrokerCheck.

Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection or lifetime income refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company. 19738 - 2020/1/30

The information is not intended to be investment, legal or tax advice. The agent can provide information, but not advice related to social security benefits. The agent may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. For more information, contact the Social Security Administration office, or visit www.ssa.gov.

Securities and investment advisory services offered through Silver Oak Securities, Inc. (SOSI), member FINRA/SIPC and a registered investment advisor. EJC Insurance & Financial and SOSI are independent companies.

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A 529 Plan Offers the Following:

Tax advantages
Flexibility in using funds for various education-related expenses
High contribution limits
Using 529 Plans for Private K-12 School Tuition
Did you know that you can use 529 savings plans to save on taxes when paying tuition at private K-12 schools? Our advisers can help you:
Understand the rules and limits of using 529 plans for K-12 tuition
Optimize tax savings opportunities
Ensure compliance with state and federal regulations
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To ensure that you reach your education-related goals, it's essential to consult with a knowledgeable adviser. At EJC, our team is dedicated to helping you:
Make informed decisions
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Stay on track with your financial goals